Many insurance policies will cover the items and the pieces of equipment that are in a building in addition to covering the building. When signing up for a new policy, a customer should create a list of all of the valuable items that are in the building, and they should list the monetary value of each item.

Once this list has been submitted to the insurance company, the company can choose whether or not to insure the items. A customer’s insurance rates can vary widely depending on a number of factors, such as the size of the building, the materials that the build is made out of, whether or not the building is in a flood zone and the age of the building.

Some insurance companies offer special policies that are specifically designed for companies that use hazardous materials to manufacture other products, and although these insurance policies may be quite expensive, they will fully cover the hazardous materials and chemicals.